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Share Certificates of Deposit

A Share Certificate is a savings instrument that allows you to lock in a fixed rate of interest on your account for a fixed period of time. A Certificate investment provides a regular source of income for those members who are seeking this type of product. All of our share certificates only require a $500 minimum deposit.

You choose the term for your investment to mature, from 6 months up to 7 years.

You receive dividends monthly and can receive these earnings by check or have your dividends deposited directly into another POSTMARK account.

If you like, we'll reinvest the dividends you earn back onto your Certificate for a higher yield.

For unforeseen emergencies, you can make partial or complete principal withdrawals with a specified penalty. Or use your Certificate as collateral for a loan at special rates.