Beat The Dealer's Loan Offer

Compare Our Car Loan

Compare our car loan versus "Special" Dealer Financing.

Credit Union auto loan rates are typically lower than banks and finance companies. But what about special low rate Dealer finance rates? You may see an advertisement for a 0.0% ANNUAL PERCENTAGE RATE or $2000 cash back. Believe it or not, it’s actually cheaper to take the dealer rebate and borrow from the credit union!

Let’s compare a $15,000 dealer loan at 0.0% APR vs. a $13,000 credit union loan at 4.99% APR.

	Dealer Loan	Credit Union Loan
Percentage Rate	0.0%	4.99%
# of Monthly Payments	48	48
Amount Financed	$15,000	$13,000*
Estimated Monthly Payment	$312.50	$299.37
Total Payments $	$15,000.00	$14,369.46
Estimated cost savings with a loan from POSTMARK Credit Union is $630.54!

*($2000 applied to the loan from Dealer rebate)

Before you shop for a new or used car, shop for financing. Contact us for competitive, low interest rate loans and monthly payments comparisons. Our new loan pre-approval checks allow you to purchase your next vehicle with no hassle! Contact us today for your loan pre-approval.